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If you own a car, you are probably considering buying some kind of car insurance(保险)

If you own a car, you are probably considering buying some kind of car insurance（保险)

. However, when you are actually purchasing car insurance, it can be difficult for you to decide which is your best choice. The ideal buying process is to first research and decide, then purchase.

Research first

Before buying car insurance, you should find out the purpose of your purchase and how the insurance meets your needs.

Decide on suitable Car Insurance Policies(保单)

A neglected part of car insurance is the part which covers medical bills. Medical payments can add up very quickly in an accident situation, and the insurance should cover the bills incurred (招致) both by you and by the passengers in your car. Make sure you know the full value that your insurance covers.

Purchase the best Car Insurance for your needs

You have a number of choices when it comes to the actual purchase of the car insurance. Each has advantages and disadvantages, and these may be influenced by your individual taste and previous buying experience. Insurance companies may offer you good advice, but prices on the Internet are often better.

1. According to the first paragraph, when buying car insurance, one should first ___________.

A. decide on the number of policies to purchase

B. do careful research on the different choices

C. choose the best insurance company

D. look for the lowest insurance rate

2. The purpose of research is to find out whether the car insurance _____________ .

A. includes all the advantages

B. best meets your needs

C. offers the best rate

D. is easy to purchase

3. When buying car insurance, people often neglect________________ .

A. the damage to the car

B. the bills paid by the passengers

C. the part covering the medical bills

D. the background of the insurance company

4. According to the last paragraph, your choice of car insurance may also be influenced by _________________.

A. your driving habits

B. the kind of car to be insured

C. the attitude of your family members

D. your own taste and buying experience

5. Which of the following might be the best title of the passage？

A. Medical Bills Covered in Car Insurance

B. Importance of Buying Car Insurance

C. Advice on Buying Car Insurance

D. Advantages of Car Insurance

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发布时间：2023-07-28
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第1题

Directions :You should write your responses to both Part A and Part B of this Part A66. Yo

Directions :

You should write your responses to both Part A and Part B of this

Part A

66. Your American friend Peter Jones is coming to your hometown for

a one-week visit.

Write to him about:

1) the weather conditions of your hometown for the season;

2) the accommodation arrangements for him;

3)the schedule for his sightseeing activities.

You should write approximately 100 words. Do not sign your own name at the end of your letter. Use "Wang Lin" instead. You do not need to write the address.

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第2题

For this part, you are allowed 30 minutes to write a composition on the topic Measures to
Relieve Traffic Jam in three paragraphs. You are given the first sentence or part of the first sentence of each paragraph. You should write at least 120 words.

1．Although it is convenient and enjoyable to own a car, people have to suffer troubles caused by traffic jam______.

2．Considering causes of the problem, measures could be taken by the local government in the following aspects______.

3．With a sound transportation system______,

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第3题

听力原文：If you don't use your antis or your legs for some time, they become weak, when yo

听力原文： If you don't use your antis or your legs for some time, they become weak, when you use them again, they slowly become strong again. Everybody knows that. Yet many people do not seem to know that memory works the same way.

When someone .says that he has a good memory, he really means that he keeps his memory in practice by using it. When some- one else says that his memory is poor, he means that he does not give it enough chance to become strong.

If a friend says that his arms and legs are weak, we know that it is his own fault. But if he tells us that he has a poor memory, many of us think that his parents are to blame, and few of us know that it is just his own fault.

Have you ever found that some people can't read or write but usually have better memories？ This is because they cannot read or write and they have to remember things; they cannot write them in a little notebook. They have to remember days, names, songs and stories; so their memory is the whole time being exercised.

So if you want to have a good memory, learn from the people; practice remembering.

(23)

A．His father or mother may have a poor memory.

B．His memory is not often used.

C．He does not use his arms and legs for some time.

D．He cannot read or write.

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第4题

听力原文：Should a person own a car？ This is an important question. In a large urban area,

听力原文： Should a person own a car？ This is an important question. In a large urban area, there are some good reasons for owning a car. Firstly, a car allows a person to move around freely. With a car there is no need to check a bus schedule or wait for a train. Secondly, a car is a comfortable way to travel, especially in the winter time. In bad weather, the driver stays warm and dry, while the poor bus or train rider might have to stand in the rain. Finally, a driver is usually safe in a car at night. The bus rider might need to walk down a dark street to get to a stop, or wait on a dark corner.

There are, on the other hand, many good reasons against owning a car. Firstly, it can be very expensive. The price of fuel continues to rise each year. In addition, it is expensive to maintain and repair a car. A simple repair can cost $ 50. In an urban area, it might also be expensive to park a car. Secondly, owning a car can cause worry and stress. It is exhausting to drive in heavy traffic. If you leave your car on the street, it might get stolen. That is something else to worry about.

(33)

A．Buses and trains are too crowded.

B．A person can move around freely.

C．It is easy to maintain cars.

D．A driver is usually safe in his car.

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第5题

听力原文：To get a driver's license, you must take a series of tests. The first test is the

听力原文： To get a driver's license, you must take a series of tests. The first test is the vision test. This test checks your eyes to see if you have to wear glasses when you drive. The second test is a written test that checks your knowledge of highway and traffic regulations. You can prepare for this test by studying a booklet that you can get at the driver's license office. After you pass the written test, you receive an instruction permit. This permit allows you to practise driving with an experienced driver. The last test you have to take is a road test. This checks your driving ability. If you pass it, you will receive your driver's license.

When you go to the driver's license office to take the road test, you must provide your own vehicle. First, the license examiner checks the mechanical condition of your car. Then, the examiner gets into the car with you and asks you to drive in regular traffic. While you are driving, the examiner tests you for such things as starting, stopping, turning, backing up, and parking. If you can't control the car properly, or if you violate a traffic regulation while you are taking the test, you fail the examination. You will have to practice driving more until you take the road test again and pass it.

(33)

A．Your eye sight.

B．Your driving ability.

C．Your car's mechanical condition.

D．Your knowledge of traffic regulations.

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第6题

The 1920s saw the emergence of widespread car ownership in the United States. Assembly-lin
e 【C1】______ made cars wonderfully cheap, credit was available on the cheapest terms and the irresistible 【C2】______ of the car to the consumer did the rest. The result was a complete 【C3】______ of American life.

The car began to break 【C4】______ the ancient division between town and 【C5】______ . The movement perhaps began 【C6】______ the prosperous middle class, 【C7】______ for a holiday from New York, 【C8】______ were delighted to discover the rest of their country. 【C9】______ the cheapest car also enabled the working class to travel, for pleasure or in 【C10】______ of work. Even poor country people, it 【C11】______ out, could own cars and when they did so, many of them used the freedom thus 【C12】______ to depart to the West or to the cities.

Even more important, perhaps, was the 【C13】______ of the car on daily life. It came into 【C14】______ for all sorts of short trips, to work or to the 【C15】______ , which had previously been made by trolley bus or 【C16】______ . It made a whole new pattern of living possible. Vast suburbs began to 【C17】______ over the land. No longer 【C18】______ you have to live in comparatively cramped housing near the railroad station. Nor did you have to 【C19】______ your annual holiday at one of the traditional, crowded resorts nearby. 【C20】______ , you could speed over the hills and far away.

【C1】

A．process

B．system

C．production

D．creation

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第7题

A from B.by C.more than D.because E.offThere are so many possible hobbies.Choose one-or
A from B.by C.more than D.because E.off

There are so many possible hobbies.Choose one-or possibly ____1 one-that suits you.A hobby should be something that when you get up in the morning on your day ____2,you will be able to

say,Great,today I can enjoy my hobby,"or"I can't wait to get home ____3 work,because my hobby is waiting for me!"You should be so absorbed when doing your hobby that you may even losetrack of time.A hobby can bring tremendous joy and satisfaction to the young or old.Start out ____4 making a list of all the possible hobbies you even think you would be interested in.Search your mind back to when you were younger too.Maybe your drawing or painting was hung in the hall at your grammar school _____5 it was so good or possibly you remember doing your own tune up on your car and how proud you were.At this point you just want to list a lot ofpossibilities,no matter how odd they may seem.

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第8题

听力原文：W: If you're in your 20s, you own your first car, your career is more or less lau

听力原文： W: If you're in your 20s, you own your first car, your career is more or less launched, and you're starting to look forward to owning a home. But you're worried, too. Perhaps you've got some debt. You probably don't have much in the way of savings. And with all your expenses, it doesn't look like you'll be able to improve that situation soon.

If you wonder how to cut corners, there's an obvious place to look at your spending habits.

Do you buy a soda each weekend？ Waste $1 a day for 40 years and, when you're set to retire, you'll find your account is short by $190,000. Grab a calculator and you'll discover that, over 40 years going out to dinner twice a month at $ 40 each time amounts to half a million. Even a pack a day cigarette habit will lighten your retirement account by $ 330,000. And the same with cable TV and those cool ear rings. They will probably amount to as much as one million.

So, the first clue to accumulating wealth is this: focus on your spending habits. Here are a couple of tricks to help you save even if you swear you can't afford to. Stop buying things that fall rather than rise in value. Pay yourself first: Before you pay the monthly bills, send $ 25 to a mutual fund. Stop spending coins. From now on, spend only paper currency, and keep the change every day. Get your family involved, and you'll double your savings. Use discount tickets at the supermarket—but use them correctly. How？ If you really want to make these tickets worthwhile, you actually must invest into your mutual fund the amount you save by using the tickets. Otherwise, you're wasting your time and your money.

(30)

A．Family debts

B．Bank savings

C．Monthly bills

D．Spending habits

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第9题

听力原文：Mrs. Brown was over eighty, but she still drove her old car like a woman half her

听力原文： Mrs. Brown was over eighty, but she still drove her old car like a woman half her age. She loved driving very fast and boasted of the fact that she had never, in her thirty-five years of' driving, been punished for a driving offence.

Then one day she nearly lost her record. A police car followed her, and the policeman in it saw her pass a red light without stopping.

When Mrs. Brown came before the judge, he looked at her severely and said that she was too old to drive a car, and that the reason why she had not stopped at the red light was most probably that her eyes had become weak with old age, so that she had simply not seen it.

When the judge had finished what he was saying, Mrs. Brown opened the big handbag she was carrying and took out her sewing. Without saying a word, she chose a needle with a very small eye, and threaded it at her first attempt.

When she had successfully done this, she took the thread out of the needle again and handed both the needle and the thread to the judge, saying, "Now it is your turn. I suppose you drive a car, trod that you have no doubt about your own eyesight."

The judge took the needle and tried to thread it.. After half a dozen attempts, he had still not succeeded. The case against Mrs. Brown was dismissed and her record remained unbroken.

(33)

A．She broke her record.

B．She didn't stop at a red light.

C．She saw an accident.

D．She stopped at a red light.

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第10题

Go ahead. Read this leaflet. You don't have to watch the road the way you do when you driv
e the car.

CONGRATULATIONS !

By riding public transportation, you are he]ping to solve some of the major pollution problems in Boston.

1. AIR POLLUTION. Motor vehicles are to blame for over 80% of the air pollution in the city. Eighty-nine percent of" the vehicles in Boston are personal cars and 50 percent of them are often operated with only one person in the car. If people would use public transportation instead of their cars, air pollution levels could be greatly lowered.

2. SPACE POLLUTION. Thirty percent of the land in downtown Boston is devoted to cars. Where there are garages, there could be gardens. Where there are highways, there should be homes and places to work and play in.

3. NOISE POLLUTION. Studies show that people today show a greater hearing loss with age than ever before. Much of this is due to general traffic noises.

The cost of a personal car is high In its owner. The average person pays about ＄ 2,000 per car per year in fuel, taxes... and what's more, we pay in death from car accidents, in poor health from air pollution, in loss of bearing from noise pollution, and in the damage of our city by the ever increasing number of highways.

HOW CAN YOU HELP？

1. Do not drive in the city.

2. Use public transportation.

3. Support laws for improving public transportation.

For further information, call 876-7085. Please pass this on to a friend.

The main purpose of this leaflet is to ______

A．give information to people who are planning to boy cars

B．persuade people to use public transportation instead of their own cars

C．give suggestions to people suffering from pollution-related diseases

D．discuss the major causes of pollution problems in Boston

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第11题

听力原文：M: How are your new neighbors, Nancy？W: They seem nice enough, but they have a so

听力原文：M: How are your new neighbors, Nancy？

W: They seem nice enough, but they have a son who's driving ale crazy.

M: What do you mean？

W: He comes home every night around 11 with his car windows rolled down and radio blaring. It stops as soon as he turns the car off. But by then the children are all awake.

M: Have you tried talking to them？

W: We haven't even really met them yet except to say a quick hello. I hate to get off on my own feet.

M: You are not going to like them when you do meet them if you keep on simmering.

W: I know, but I feel stupid complaining.

M: But you said it was driving you crazy.

W: Well, you know how early I have to get up to be here at the office. I'm just not getting enough sleep and neither are the kids. They're so irritable when I get home in the afternoon.

M: Maybe you could go over sometime with a little gift: a plant for the yard or something else. Then you could ask about their son and whether they have any other children. Then they will be sure to ask about yours.

W: And then？

M: Then you could mention that the hardest thing is to get your kids to get sleep at night.

W: That is a good idea.

M: You should do it soon. The longer you wait, the harder it will be to do politely.

What does Nancy think of her new neighbors？

A．They are not polite.

B．They seem nice.

C．They are crazy.

D．They don't talk much.

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