Even if the credit requires presentation of a charter party contract, the documentary checker will n
(1)( ) True
(2)( ) False
(1)( ) True
(2)( ) False
第1题
第2题
What is the definition of "Credit" in UCP 600?
"Credit" means an arrangement that is ______ and constitutes a definite ______ of the issuing bank to honour a complying ______.
A credit is ______ even if there is no indication to that effect.
第3题
A.used for phones, bus fares and hotel reservations
B.used to pay in restaurants and big stores
C.used like credit cards,even in remote areas
D.exchanged easily, even at car rental companies
第4题
If not actual date of dispatch is required by the credit to be shown on the document,the date ofissuance of an air transport document will be deemed to be the date of dispatch,even if the documentshows a flight date and/or a flight number in the box marked“for Carrier Use Only”or similarexpression. If the actual flight date is shown as a separate notation, but is not required by the credit,it will be disregarded in determining the date of shipment.
第5题
第6题
Truck Waybills or Rail Waybills which are not documents of title (1)( ) should be/ ( ) should not be issued "to order" or "to order of" a named party. Even if a credit calls for a Truck Waybill or Rail Waybill to be made out "to order" or "to order of" a named party, such a document showing goods consigned to that party without mention of "to order" or "to order of" is (2)( ) acceptable/( ) not acceptable.
第7题
Mary Lou is a 22-year old student at Wilson College.She earned $4,300 at a summer job, which is less than half of her support.I.Mary Lou can claim a $500 family tax credit for herself even if her parents claim a $500 family tax credit as a dependent.II.Because Mary Lou is a full-time college student, and she provides less than half of her own support, her parents can claim a $500 family tax credit because she is their dependent.()
A、Only statement I is correct
B、Only statement II is correct
C、Both statements are correct
D、Neither statement is correct
第8题
【R5】
A. YOU CAN SCHEDULE AN AUTOMATIC PAYMENT.
B. TRYING TO GET OUT OF THE LATE FEE SOMETIMES.
C. YOU"D BETTER PLAN TO PAY AHEA
D.
D. CHANGE YOUR PAYMENT DUE DATE IN ORDER TO AVOID LATE FE
E.
E. YOU COULD ALSO SET FOR YOURSELF A REMINDER TO PAY IN TIM
E. IF YOU"RE EVEN A MINUTE LATE WITH A PAYMENT, YOUR CREDIT CARD COMPANY CAN HIT YOU HARD IN THE WALLET—AS MUCH AS $39 EACH TIME, ACCORDING TO A JULY 2008 SURVEY. HOWEVER, SOME SIMPLE STEPS CAN HELP KEEP YOUR EXPOSURE TO THESE EXTRA COSTS TO A MINIMU
M. 【R1】______ A FEW CARD ISSUERS, INCLUDING CHASE AND HSBC, CHARGE EXTRA FEES FOR ONLINE PAYMENTS THAT YOU NEED TO POST THE SAME DAY, SO EVEN IF YOU PAY ELECTRONICALLY, DO IT THREE TO FOUR DAYS AHEAD SO YOUR CREDIT CARD COMPANY WILL PROCESS THE PAYMENT BY THE DUE DAT
E. IF YOU"RE SNAIL-MAILING CHECKS, ALLOW EVEN MORE TIME—ABOUT 10 DAYS—TO ALLOW FOR MAIL SNAFUS. AND UNLESS YOU"RE DESPERATE, FORGET ABOUT PHONE PAYMENTS—A NUMBER OF BANKS CHARGE A FEE FOR THEM, NO MATTER WHEN YOU CALL. 【R2】______ A FEW CARD ISSUERS ALLOW YOU TO CHOOSE A DUE DATE TO COINCIDE WITH YOUR PAYDAY SCHEDULE, SO A CASH SHORTFALL WON"T MAKE YOU LAT
E. YOU CAN EVEN CHOOSE A DUE DATE THAT"S EASIER TO REMEMBER. YOUR BIRTHDAY"S ON FE
B. 17? MAKE YOUR CREDIT CARD PAYMENT DUE ON THE 17TH OF EACH MONT
H. 【R3】______ SOME BANKS OFFER AN AUTOPAY PROGRAM THAT LINKS YOUR CREDIT CARD TO A CHECKING OR SAVING ACCOUNT; YOU DECIDE WHETHER TO AUTOMATICALLY PAY THE NEW BALANCE, THE CURRENT MINIMUM PAYMENT OR A FIXED DOLLAR AMOUNT. IF YOU BANK ONLINE, YOU CAN ALSO ARRANGE A DO-IT-YOURSELF AUTOPAY. JUST ESTIMATE YOUR USUAL MONTHLY MINIMUM, SCHEDULE A MONTHLY PAYMENT DATE AND HAVE THE AMOUNT DEDUCTED FROM YOUR ACCOUNT AUTOMATICALLY. JUST MAKE SURE YOU HAVE ENOUGH IN CHECKING TO COVER IT OR THE OVERDRAFT FEES WILL EAT UP YOUR SAVING ON LATE FEES. 【R4】______ SOME CREDIT CARD COMPANIES, INCLUDING CHASE, WILL ALERT YOU OF UPCOMING DUE DATES BY E-MAIL OR VOICE MAIL. YOU CAN ALSO SCHEDULE A MONTHLY E-MAIL REMINDER THROUGH A WEB SITE, SUCH AS MEMOTOM
E. COM OR REMEMBERTHMIL
K. COM, 【R5】______ EVEN CONSCIENTIOUS CONSUMERS WILL PROBABLY GET HIT WITH A LATE FEE AT SOME POINT. HOWEVER, IF YOU HAVE A GOOD RECORD OF ON-TIME PAYMENTS, CALL AND POLITELY ASK A CUSTOMER SERVICE REPRESENTATIVE TO WAIVE THE CHARG
E. NO DICE? ASK TO TALK TO A SUPERVISOR, OR TRY AGAIN ON A DIFFERENT DAY. YOU MIGHT EVEN THREATEN TO CLOSE YOUR ACCOUNTS WITH THE COMPANY—A TACTIC THAT WORKED FOR JEFF ROTH OF MOLALLA, ORE, AFTER HIS WIFE"S CHASE CREDIT CARD WAS HIT WITH A $ 39 LATE FEE WHEN THE FOURTH OF JULY DELAYED PROCESSING OF A PAYMENT. "MY ADVICE TO THOSE WHO FEEL THEY HAVE UNJUSTLY BEEN ASSESSED LATE FEES IS TO BE ASSERTIVE ABOUT GETTING THE CHARGES REMOVE
D. " SAYS ROTH, WHO POSTED ABOUT HIS PLIGHT AT GETRICHSLOWLY.OR
G. "IT WON"T ALWAYS WORK, BUT MOST CREDIT CARD COMPANIES WILL LEAST GIVE YOU ONE FREEBI
E. " NEXT TIME, THOUGH, YOU MAY BE ON YOUR OW
N.
第9题
While computers offer these conveniences to consumers, they have many advantages for sellers too. Electronic cash registers can do much more than simply ring up sales. They can keep a wide range of records, including who sold what, when, and to whom. This information allows businessmen to keep track of their list of goods by showing which items are being sold and how fast they are moving. Decisions to reorder or return goods to suppliers can then be made. At the same time these computers record which hours are the busiest and which employees are the most efficient, allowing personnel and staffing assignments to be made accordingly. And they also identify preferred customer for promotional campaigns. Computers are relied on by manufacturers for similar reasons. Computer analyzed marketing reports can help to decide which products to emphasize now, which to develop for the future, and which to drop. Computers keep track of goods in stock, of raw materials on hand, and even of the production process itself.
Numerous other commercial enterprises, from theaters to magazine publishers, from gas and electric utilities to milk processors, bring better and more efficient services to consumers through the use of computers.
According to the passage, the credit card enables its owner to ______.
A.withdraw as much money from the bank as he wishes
B.obtain more convenient services than ordinary people do
C.enjoy greater trust from the storekeeper
D.cash money where he wishes to
第10题
People can be addicted to (沉溺于) different things — e. g. alcohol, drug, certain foods, or even television. People who have such an addiction are compulsive (强迫的): they have a very powerful psychological need that they feel they must satisfy. According to psychologists, many people are compulsive spenders. They feel that they must spend money. This compulsion, like most others, is impossible to explain reasonably. For compulsive spenders who buy on credit (以赊款方式), charge accounts are even more exciting than money. In other words, compulsive spenders feel that with credit, they can do anything. Their pleasure in spending large amounts is actually greater than the pleasure that they get from the things they buy.
There is even a special psychology of bargain hunting. To save money, of course, most people look for sales, low prices, and discounts. Compulsive bargain hunters, however, often buy things that they don't need just because they are cheap. They want to believe that they are helping their budgets (预算), but they are really playing an exciting game. When they can buy something for less than other people, they feel that they are winning. Most people, experts claim, have two reasons for their behavior. a good reason for the things that they do and the real reason. It is not only scientists, of course, who understand the psychology of spending habits, but also business people. Stores, companies, and advertisers use psychology to increase business. They consider people's needs for love, power, or influence, their basic values, their beliefs and opinions, and so on in their advertising and sales methods. Psychologists often use a method called "behavior. therapy (疗法)" to help individuals solve their personality problems. In the same way, they can help people who feel that they have problems with money.
According to the psychologists, a compulsive spender is one who spends large amounts of money ______.
A.and takes great pleasure, from what he or she buys
B.in order to satisfy his or her basic needs in life
C.just to meet his or her strong psychological need
D.and feels he or she is cheated